Certificates of Deposit

Set it and forget it – no heavy lifting required. 

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Your patience pays off. 

Certificates of Deposit, or CDs, are great for those looking for an alternative to a traditional savings or money market account. CDs protect your savings from fluctuating rates over the course of your term. Just pick the rate and term you want, deposit your money and wait. Before you know it, your term will be over, and your money will have multiplied! 

The possibilities aren’t quite endless… but it’s close! 

We offer a wide variety of rates and term options from 1 to 60 months. Watch for our limited CD specials to snag a spectacular rate! 

Open A CD Online

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CD Rates:

CD Term Minimum DepositInterest RateAPY1
1 month $1,000.00 0.05% 0.05%
2 months $1,000.00 0.05% 0.05%
3 months3 $1,000.00 0.70% 0.70%
6 months3 $1,000.00 3.25% 3.29%
8 months3 $1,000.00 3.50% 3.56%
9 months $1,000.00 0.10% 0.10%
11 months3 $1,000.00 3.45% 3.50%
12 months $1,000.00 0.15% 0.15%
17 months3 $1,000.00 3.31% 3.35%
18 months $1,000.00 0.15% 0.15%
24 months $1,000.00 0.15% 0.15%
30 months3 $1,000.00 3.11% 3.15%
32 month option2 $1,000.00 0.20% 0.20%
36 months $1,000.00 0.25% 0.25%
48 months $1,000.00 0.50% 0.50%
60 months $1,000.00 0.60% 0.60%

Open A CD Online Learn About IRAs

¹Annual Percentage Yield (APY) is valid as of . These rates may change at any time without prior notice. Interest rates are fixed for the term of the CD. The APY assumes that interest remains on deposit until maturity. Upon maturity if you choose to roll over your CD, you will earn the rate of interest in effect at that time. A penalty is imposed for early withdrawal. A penalty imposed for early withdrawal may reduce earnings.

2Option (bump) CDs offer a one-time rate change. The rate on the certificate will remain fixed for the initial term unless the customer exercises his/her one-time right to change the rate of interest on the original certificate. The term for an option CD remains the same. If the rate increases and the customer exercises his/her right to bump the rate, the new rate will only be in effect for the remainder of the term. We do not notify customers of rate increases and must be monitored by the customer.

3Current CD Specials. New IRAs not available for these terms.

 

  • Fixed rate throughout term
  • Interest is computed daily and paid quarterly (interest is paid at maturity for CDs with a term less than 3 months)
  • Interest penalties imposed for early withdrawal of funds
  • A variety of terms from 1 month to 60 months
  • Free Online Banking
  • Free Mobile Banking

Security:

Your deposits are FDIC insured up to $250,000 per depositor. More FDIC protection may be available by having more than one type of account ownership. For example, individual and joint accounts are insured separately as long as requirements are met, so you can have up to $250,000 in coverage in each account.

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Give yourself some credit!

Get rewarded for your purchases with a CoreFirst credit card! Our cards have low, competitive rates and they come with our legendary customer service.