Visa® CoreCard

Finally, get rewarded for being a great shopper.   

Earn double the points on all life’s purchases for the first year! 

Filling up with fuel? Dining out with family? Shopping for school supplies… or just for fun? When you use your CoreCard, you can earn 2X the Reward Points on your purchases for the first 12 months! Points are redeemable for name-brand merchandise, gift cards or travel rewards. 

The perks don’t end there. 

With CoreCard you can enjoy great balance transfer offers and our legendary, local customer service. 

Apply for CoreCard

Happy woman pointing at credit card
  • No annual fee
  • 3.9%1 Introductory APR for purchases for twelve (12) months. After that your APR will be 15.75%1. This APR will vary with the market based on the Prime Rate2Credit Card Disclosure
  • 0%1 Introductory APR for balance transfers3 for sixteen (16) months. After that your APR will be 15.75%1. This APR will vary with the market based on the Prime Rate2Credit Card Disclosure
  • 1 Reward point for every $1.00 you spend on qualifying purchases4
  • Add your card to your digital wallet
  • Visa's Zero Liability5 protection
  • Added security with Chip Technology
  • Contactless payment 
  • Transaction alerts
  • Card accessible via Online Banking

 

How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” See your account agreement for more details. Loss of Introductory APR: We may end your Introductory APR and apply the Penalty APR for the reason described in the Penalty APR box above. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights are provided in your account agreement.

1Current rate is valid as of . Rates subject to change.
2The APR is adjusted monthly by adding 9.00% to the Wall Street Journal Prime Rate; however the rate will not drop below 12.9% or exceed 21.9%.
3Balance transfers may not be from another account issued by CoreFirst Bank & Trust. Additional Card members may not request or authorize balance transfers.
4Earned points are based on qualifying transactions. Card purchases made that are returned for a card credit may be deducted from total points.
5CoreFirst credit cards are automatically protected from unauthorized transactions with Visa's Zero Liability protection. Please review the Cardholder Agreement for details. U.S. issued cards only. Visa's Zero Liability policy does not apply to commercial cards or ATM transactions not processed by Visa.

 

View the Credit Card Disclosure

View the Credit Card Agreement

Buy Stuff, Get Stuff with our Visa® credit card rewards program. Earn merchandise and travel rewards by using your consumer credit card. Every qualifying purchase¹ earns Bonus Points redeemable for: merchandise, gift cards and exciting travel opportunities!

With your CoreCard, enjoy 2X the Rewards Points for the first 12 months!

Qualifying Card TypesEarn Rate
Consumer Visa CoreCard or Platinum Card1 point / $1 spent

Here’s how to activate your qualifying card!

  1. Visit ScoreCardRewards.com
  2. Create your user profile (on first use) by clicking on CREATE PROFILE. You will be asked to enter in your name, zip code and 16-digit qualifying card number. You will also be asked to set up security questions for password retrieval. Once you create your profile, use your username and password for future account access.
  3. Use your qualifying card for all your purchases and watch your points balance grow!
  4. After creating your profile, visit ScoreCardRewards.com to check your points balance, redeem for merchandise or browse the rewards selections.

 Already Enrolled?

Access your reward points and redeem at: ScoreCardRewards.com

Make sure to consider using Redeem2Erase™: 

With Redeem2Erase™, you can turn your ScoreCard Rewards points into money back on your credit card. Just log in to your rewards account, pick recent purchases between $20 and $1,000, and use your points to erase them. The amount you erase will show up as a credit on your statement in a few days.

Note: Redeem2Erase™ is not a payment. Please ensure your regular payment is made prior to your due date. Redeem2Erase™ will post to your statement within 1-2 statement cycles. 


¹Earned points are based on qualifying transactions. Card purchases made that are returned for a card credit may be deducted from total points.

Check out our other card options.

Stop by any of our branch locations or call Customer Service at 1.800.280.0123 to talk through what card may be right for you.

Learn About our Cards

 

Related Resources:

CoreFirst Bank & Trust – 1.800.280.0123

Credit Card Lost or Stolen – 1.800.280.0123 (If after hours, please listen carefully to prompts.)

Credit Card PIN Changes – 1.866.297.3413
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