⚠️ Scam Call Alert: Fraudsters are spoofing CoreFirst’s Fraud Department and using real employee names to try and gain YOUR ACCOUNT ACCESS. CoreFirst will never ask for your login or personal info in an unsolicited call, text, or email. If something feels off, hang up immediately and call us using a published number.
FDIC-Insured-Backed by the full faith of the U.S. Government.
It can happen to any of us. Maybe you experience an unexpected expense. Maybe you just forgot how much money was in your account. Regardless, Credit line1 has your back! Credit line is a revolving line of credit that gives you instant access to a small line of credit to cover an incidental overdraft2 or other unexpected expense.
Your line will automatically activate for an overdrawn balance.
¹Credit Line is subject to application and approval. Applicable fees apply, including; an annual fee and advance fee. Monthly payments are 5% of unpaid balance. Please contact Customer Service for more details.
²A fee of $29.00 will be charged for each overdraft - up to six (6) overdraft charges can be charged each business day, not to exceed $174.00. After the first 6 overdrafts in a business day, the bank will pay authorized debit card transactions and return checks which may carry an Insufficient Item fee of $29.00 per item. We will not charge a fee if your account is overdrawn less than $5.00 on any given day. If you are over the age of 18, your account may have Overdraft Coverage. According to the law, consumers will need to agree to participate in (or "opt in" to) the Overdraft Coverage program for ATM transactions and one-time debit card purchases. All eligible customers are qualified for Overdraft Coverage for checks, ACH and recurring debit card transactions unless a specific opt-out request is made. This service does not constitute either a written agreement of an obligation or a prearranged agreement for CoreFirst Bank & Trust to pay your overdrafts and we may withdraw this coverage at any time. Payment of any overdrafts will continue to be at the discretion of CoreFirst Bank & Trust and payment of an overdraft does not obligate us or create an agreement or course of dealing on our part to allow overdrafts on any occasion. Please see your Deposit Account Agreement for additional detail.
Using the product listed above can help put an end to inadvertent overdraft and returned check fees. Please review our Overdraft Q & A for more important details.
The checking account that rewards you just for being there. Our Rewards Banking account is perfect for managing your money while growing your balance with a high interest rate.