With the CoreCard, you can earn 2X the Reward Points for the first 12 months that are redeemable for name-brand merchandise, gift cards or travel rewards. Plus, enjoy great balance transfer offers. You'll also receive legendary, local service for questions & inquiries about your CoreCard.
Other card options are available, talk through the options by stopping by any of our branch locations or calling Customer Service at 1.800.280.0123.
Annual Fee: $0
Annual Percentage Rate (APR) for Purchases: 3.9%* Introductory APR for twelve (12) months. After that your APR will be 17.00%*. This APR will vary with the market based on the Prime Rate¹. Credit Card Disclosure
APR for Balance Transfers**: 0%* Introductory APR for sixteen (16) months. After that your APR will be 17.00%*. This APR will vary with the market based on the Prime Rate¹. Credit Card Disclosure
Rewards Points: 1 point for every $1.00 spent on qualifying purchases*
Eligible for Electronic Wallet? Yes
Visa's Zero Liability²? Yes
Emergency Cash Disbursement & Card Replacement? Yes
Access Card Via Internet Banking? Yes
How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases).” See your account agreement for more details. Loss of Introductory APR: We may end your Introductory APR and apply the Penalty APR for the reason described in the Penalty APR box above. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights are provided in your account agreement.
* Current rate is valid as of . Rates subject to change.
**Balance transfers may not be from another account issued by CoreFirst Bank & Trust. Additional Card members may not request or authorize balance transfers.
¹The APR is adjusted monthly by adding 9.00% to the Wall Street Journal Prime Rate; however the rate will not drop below 12.9% or exceed 21.9%.
²CoreFirst credit cards are automatically protected from unauthorized transactions with Visa's Zero Liability protection. Please review the Cardholder Agreement for details. U.S. issued cards only. Visa's Zero Liability policy does not apply to commercial cards or ATM transactions not processed by Visa.
The CoreCard features a flexible rewards program and introductory rate offers.
Buy Stuff, Get Stuff with our Visa® credit card rewards program. Earn merchandise and travel rewards by using your consumer debit card. Each qualifying purchase¹ earns valuable Bonus Points redeemable for: merchandise, gift cards and exciting travel opportunities.
With your CoreCard, enjoy 2X the Rewards Points for the first 12 months!
Qualifying Card Types | Earn Rate |
---|---|
Consumer Visa CoreCard or Platinum Card | 1 point / $1 spent |
Access your reward points and redeem at: ScoreCardRewards.com
Make sure to contact CoreFirst before you travel so your trip is hassle-free when making purchases with your Visa Credit Card. Notifying us in advance will ensure your card transactions are not blocked by our fraud monitoring system. Without prior notification, transactions could potentially be blocked when transactions appear out of your normal spending behavior for your account.
CoreFirst Bank & Trust – 1.800.280.0123
Credit Card Lost or Stolen – 1.800.280.0123 (If after hours, please listen carefully to prompts.)
Credit Card PIN Changes – 1.866.297.3413